HONG KONG · CUHK MBA

Ripple HeFinance. Business.
A curious mind.

From a master’s in Environmental Engineering to investment banking in Hong Kong. Now a CUHK MBA student, exploring how AI changes businesses, work and the choices we make.

Investment banking experienceEngineering → Finance → MBA
THE RESEARCH NOTEBOOKVOL. 01
Good questions.
Better judgment.
BUSINESS MODELSCAPITAL & VALUEAI & CHANGE
Stay curious.
01 / OBSERVE02 / QUESTION03 / UNDERSTAND
Always asking why.
A WAY OF THINKING

Understand the business.

Question the assumptions.

Follow the evidence.

01 / SELECTED WORK

Ideas, put to work.

One worked example. More questions to develop.

ILLUSTRATIVE CASE + PROJECT OUTLINES
METHOD NOTE / 01ILLUSTRATIVE DCF
76.3%

of value sits beyond year five.

23.7% EXPLICIT PERIOD / 76.3% TERMINAL VALUE
ILLUSTRATIVE ANALYSIS · 05 OCT 202601 ↗

The valuation is precise. Are the assumptions?

A five-year DCF, an editable model and a short investment-style memo. Synthetic inputs make the method transparent.

DCF model ↓English memo ↓Read the case ↗

02 / FIELD NOTES

Thinking,
in progress.

Questions worth keeping. Ideas worth revisiting.

EDITORIAL DIRECTIONS · DRAFTS

03 / THE ANALYST’S LAB

Make the assumptions visible.

INTERACTIVE EXPERIMENT
EXPERIMENT 001 / DCF

The price of
an assumption.

A small change in the discount rate can make a big difference. Move the sliders to see why valuation is a range, not a point.

Read the full case →
ILLUSTRATIVE ENTERPRISE VALUEINDEX UNITS
—
WACC 7%10%13%

Synthetic cash flows · Educational illustration, not a company valuation.

04 / THE PERSON BEHIND THE WORK

Different disciplines.
One curious mind.

Based in Hong Kong. Learning across boundaries.

01

An engineering foundation

Master’s studies in Environmental Engineering. A foundation for understanding complex systems.

02

A move into finance

Transitioned into investment banking in Hong Kong, progressing from internships to a full-time role.

03

A broader business perspective

Currently pursuing an MBA at CUHK, with an interest in how AI reshapes business, work and individual choices.

RIPPLE / RESEARCH NOTEBOOK